Tag: Lansdale Storm Damage

  • Corbett Announces No Insurance Deductibles Applied to Sandy Damage

    Courtesy Pennsylvania Office of the Governor

    Pennsylvania homeowners will get a little bit of relief from the costs of repairing damage to their homes from Hurricane Sandy.

    According to the Perkiomen Valley Patch, "Governor Tom Corbett advised insurance companies that deductibles, which can be up to five percent of the insured value of a home, should not be applied to any Hurricane Sandy homeowner insurance claims."

    Here are some tips courtesy of Patch to help you file a claim:

    • Before calling your insurance company, try to locate your policy number and other relevant information. Your company representative will prepare a "Notice of Loss" form and an adjuster will be assigned to assist you.  Ask for a timeline on when your agent can help you.
    • Take photographs/video before clean-up or repairs. If you have already taken your damaged items out of the house, take pictures of the debris. After you’ve documented the damage, make the repairs necessary to prevent further damage, but do not make any permanent repairs until an adjuster or company representative is able to inspect the damage and your carrier approves the repairs.
    • Save all receipts. Keep a diary of all discussions with your agent or carrier. Cooperate fully with the insurance company.  Ask what documents, forms and data you will need to file the claim.

    If you have any other questions, visit www.pa.gov or www.insurance.pa.gov. Consumers with insurance questions or complaints can call the Insurance Department’s toll-free, consumer hotline at 877- 881-6388.

  • Importance of Rain Screens

    Courtesy of http://inspectapedia.com/

    Rain screen systems prevent water from penetrating the building  by constructing an air chamber "between the exterior and interior wall, such as in a brick cavity wall, so that, with proper air seals and flashing, any water that penetrates through the exterior wall can be stopped in the chamber and directed back outside through the exterior wall," according to FacilitiesNet.

    Generally, the best way to manage these leaks is to work preemptively by working with the architect in the design phase to incorporate a rain screen system. However, people obviously often don't have the ability to do this. To avoid having leaks repeating themselves it is important to figure out what is causing the leak and then determine where else the building may be susceptible to leaks.

    Check out this example from FacilitiesNet:

    For example, windows often provide avenues for water penetration. The frames, typically made from aluminum, expand and contract at a far greater rate than other materials. In time, the seal will deteriorate. Applying the rain screen principle can mitigate this problem. It requires the installation of an air seal between the interior window perimeter and the masonry back-up wall, along with a weep or flashing system at the window sill. Installing a vent tube at the sill through the exterior sealant bead and extending it into the newly created chamber provides an exit avenue for any water that has infiltrated.

    If an exterior wall receives water damage, though expensive, construction using rain screen principles would be a good investment.

    Exterior Specialties of PA is here to help you with all of your siding installation, siding repair and siding maintenance needs. Call us today at  (215) 773-9181 for a FREE estimate!

     

  • How to Handle Storm Damage

    In Pennsylvania, we experience almost every type of weather imaginable.

    In many ways, it's great because we get to experience all four seasons. However, it also means we get hit by all types of storms -- heavy rains, heavy snow, heavy winds -- and they all can do serious damage to your home.

    After a storm, it's important to do a thorough inspection of your home. It's important to maintain a close focus to each detail, as you could easily miss something small that could result in a much bigger problem later.

    As MoneyPit points out, it's important to check the Foundation of your house, as a large storm can possibly change the settling of your house. In addition, if your house did flood, it's important to check and replace (or have replaced) all the affected electrical fixtures. It's also important to inspect your flooded basement and dry it out thoroughly, and check for possible wind damage to the outside of your house.

    Of course, Exterior Specialties of PA is always here when storm damage happens. Call us anytime for a free estimate on repair, or call us for emergency repair any time.